A business owner discovers that some of the business's products had been stolen before their commercial crime coverage was established. Which crime general provision form would provide insurance for this situation?

The discovery form is designed to cover losses that are discovered after a policy has been established, even if those losses occurred prior to the inception of the policy. In the case of a business owner discovering that products were stolen before the commercial crime coverage was in effect, the discovery form would be applicable because it allows for claims to be made based on the discovery of theft or loss that occurred in the past. This type of coverage is particularly beneficial for businesses that may not immediately realize that a theft or loss has taken place and need protection for those uncovered events as long as they are discovered during the policy period.

In contrast, other forms like a loss form usually cover losses that occur during the policy period, and a reporting form typically requires insureds to report losses within a specified time frame, which may not be helpful for past events. A general coverage form can encompass a range of coverages but does not specifically address the nuances of loss discovery. This context highlights why the discovery form is the correct choice for the situation described.