If an insured's driver's license is suspended, how many days notice must the insurer provide for policy cancellation?

In Pennsylvania, an insurer is required to provide 15 days' notice to the insured when canceling a policy specifically due to the suspension of the insured's driver's license. This regulation is in place to ensure that policyholders have adequate time to find alternative coverage or address the suspension issue.

The importance of the 15-day notice period lies in consumer protection. It allows individuals facing potential cancellation due to circumstances like a suspended license to prepare for the resulting implications, such as the need to secure new insurance or the impact on their driving privileges. This notice requirement balances the insurer’s right to manage risk with the insured's right to fair treatment and time to respond to changes in their circumstances.