In regards to a commercial general liability policy, which of the following is not considered an insured?

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In the context of a commercial general liability policy, the definition of an "insured" is crucial for understanding who is covered under the terms of the policy. In this scenario, an employee of an insured is not considered an insured in their own right under the policy. Coverage for employees is generally provided through the employer's liability coverage, rather than as an individual insured under the general liability provisions.

In contrast, entities like a limited liability company, a partnership, and an individual can be classified as insureds under the policy. These entities often have coverage extended to them due to their status as legal entities or persons involved in business operations. This distinction is important because employees' actions are typically covered by the employer's policy, but they are not afforded the same status as the entities or individuals that the policy directly insures. This helps to clarify the scope of coverage and the responsibilities that come with it, ensuring that the primary insured entities are responsible for any liabilities arising from their operations, while employees would be covered under different provisions that focus on the employer.

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