Liability coverage for employees driving personal vehicles for work-related duties is generally covered under which type of insurance?

Liability coverage for employees driving personal vehicles for work-related duties is typically covered under commercial auto insurance. This type of insurance is specifically designed to protect businesses from the risks associated with the use of vehicles for business purposes, including when employees use their personal cars for work tasks.

Commercial auto insurance provides coverage for bodily injury and property damage liability when an employee uses their personal vehicle on behalf of the company, ensuring that both the employee and the employer are protected in the event of an accident while performing work-related tasks.

Employers liability insurance focuses on covering employers against claims from employees injured on the job, but it does not cover vehicle-related incidents. Similarly, workers' compensation insurance addresses job-related injuries but does not extend to liability arising from vehicle use. General liability insurance generally covers a business's liability for bodily injury or property damage caused by its operations, but it does not specifically address incidents involving employee vehicles.