The use of commercial vehicles for personal errands is generally covered under which policy?

The correct choice is the personal auto policy because it typically covers vehicles used for personal activities, which can include running personal errands. This policy is designed for individuals who own a vehicle primarily for personal use and makes it suitable for everyday tasks, such as grocery shopping or commuting to work.

While commercial auto policies are specifically intended for vehicles used primarily in a business context, they would not cover personal errands. General liability and business owners policies focus on protecting businesses from liability and property loss rather than covering vehicle use. Therefore, the personal auto policy is the most appropriate option when it comes to using a vehicle for personal errands.