What are the minimum limits of liability for bodily injury and property damage in Pennsylvania?

In Pennsylvania, the minimum limits of liability coverage for bodily injury and property damage are established at 15,000 dollars for bodily injury per person, 30,000 dollars for total bodily injury per accident, and 5,000 dollars for property damage per accident. This framework is designed to ensure that drivers have at least a baseline level of financial responsibility in the event of an accident, thereby providing some level of protection for all parties involved.

The first number represents the maximum amount the insurer will pay for injuries to one person, while the second number applies to total injuries in a single accident involving multiple persons. The third number specifically addresses property damage claims from the accident. This structure is critical to understanding state insurance requirements and ensuring compliance with Pennsylvania law.

Other options present different limit configurations that do not align with Pennsylvania’s established minimums, which underscores the importance of being aware of state-specific regulations when discussing insurance limits.