What is the term for an individual whose responsibilities involve a high degree of trust and confidence?

The term for an individual whose responsibilities involve a high degree of trust and confidence is "fiduciary." A fiduciary is someone who is entrusted with the responsibility to manage the assets or interests of another person or entity. This relationship is built on trust, where the fiduciary is expected to act in the best interest of the party they represent, often involving financial matters or legal authority.

In contrast to other roles, such as an insurer, who provides financial protection against risks, a broker, who acts as an intermediary in insurance transactions, and an adjuster, who evaluates claims for insurance payouts, a fiduciary has a distinctly higher level of ethical duty. This means that the fiduciary must prioritize the interests of their client above their own, ensuring transparency and integrity in all dealings. This concept is fundamental in many professions, particularly in finance, law, and insurance, where personal and financial trust is paramount.