Which of the following covers bodily injury to a person off an insured location caused by an animal owned by the insured?

Medical payments coverage is designed to provide payments for medical expenses incurred by others due to accidental bodily injury, without regard to liability. This coverage can apply to incidents that occur on or off of the insured's premises and specifically includes situations where a person is injured due to the actions of an animal owned by the insured.

In this context, if a person is injured off the insured's property because of an animal that the insured owns, medical payments coverage will address the medical expenses of the injured party irrespective of whether the insured is at fault. This makes it particularly relevant for incidents involving pets, as coverage is provided in a straightforward manner.

The other coverages mentioned serve different purposes. Coverage E typically relates to personal liability for damages to third parties caused by the insured’s negligence, while Coverage F is more specific to medical payments to others, although it is often connected with incidents that occur on the insured's premises. Personal liability coverage is focused on liability claims and may not cover all situations of off-premises injury caused by pets, depending on the specifics of the policy. Thus, the nature of medical payments coverage is what makes it the most appropriate selection for this scenario.