Which of the following insurances is typically required by law for employers?

Workers' Compensation Insurance is specifically designed to provide benefits to employees who might suffer work-related injuries or illnesses. It is a legal requirement in many jurisdictions, including Pennsylvania, for most employers. This insurance helps to cover medical expenses, rehabilitation costs, and lost wages for employees who are injured on the job. By mandating this type of insurance, the law ensures that employees are protected and have access to necessary care without needing to prove fault or negligence, thus providing a more streamlined approach to workplace injuries.

The other types of insurance mentioned, while important in various contexts, do not have the same mandatory status for employers. General Liability Insurance typically covers legal issues stemming from accidents, errors, and negligence, but it is not a legal requirement. Automobile Liability Insurance is necessary if a business uses vehicles for operations, but again, it is not universally required by law for all employers. Health Insurance is essential for providing medical benefits to employees, especially under the Affordable Care Act, but it is not mandated for all employers in the same way that Workers' Compensation Insurance is.