Which of the following is considered part of an insured building under a commercial property policy?

In the context of a commercial property policy, the correct choice is outdoor fixtures. Outdoor fixtures are installed fixtures that are permanently attached to the building or are part of the property itself, such as fences, lighting, or signage. These are considered to be part of the insured building because they enhance the functionality and value of the property, and their protection is typically included in a commercial property insurance policy.

On the other hand, personal belongings are generally not classified as part of the insured building. Instead, they would be covered under personal property coverage within the policy.

Landscaping is typically categorized separately and may not be included in the same way as outdoor fixtures.

Vehicles are explicitly excluded from coverage under most commercial property policies because they fall under a different category of insurance—auto insurance—which is specifically designed for vehicle-related risks.

Understanding the distinctions between these categories is crucial for ensuring adequate coverage for a commercial property and knowing what elements are included in a policy.