Which of the following is covered under a commercial general liability policy form?

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A commercial general liability (CGL) policy is designed to provide coverage for various liabilities that a business may face, including bodily injury, property damage, and personal and advertising injury. However, there are specific exclusions within the policy that clarify what is not covered.

Bodily injury related to an employee's duties is typically covered under workers' compensation insurance rather than a CGL policy, as workers' compensation is specifically intended to cover employees for work-related injuries and illnesses.

Property damage from aircraft maintenance generally falls under specialized coverage, such as an aviation insurance policy, because it involves specific risks related to aircraft operations that a general liability policy does not encompass.

Liability for occupied property damage, such as damage to property that the business does not own but occupies, usually does not fall under standard CGL coverage. The policy primarily covers liability arising from the use of premises, operations, and products, but it has limitations concerning property that an insured occupies, where exclusions apply.

As a result, none of the scenarios presented in the options accurately describe what is typically covered under a commercial general liability policy, leading to the conclusion that none of the provided choices are correct.

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