Which of the following represents a peril covered by the commercial property broad form?

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The correct answer, weight of snow, is considered a peril covered by the commercial property broad form. This form offers a wide range of coverage that extends beyond basic perils, including those that may occur due to environmental factors such as accumulated snow that can result in structural damage to buildings. This inclusion is particularly relevant for businesses located in regions where snow accumulation is a common occurrence and can pose a significant risk to commercial properties.

Fire damage, while a major peril, is typically covered under basic property insurance and does not specifically highlight the broad form's enhancement of coverage. Theft is also covered under certain conditions but is not as directly related to the environmental stresses that the broad form addresses. Windstorm, while included in some property policies, is generally categorized separately and does not emphasize the broader environmental implications that the weight of snow would. Thus, the focus on weight of snow reflects the comprehensive nature of the broad form, which includes risks associated with natural forces and structural loads.

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