Which type of coverage does Commercial Crime Coverage Form L provide?

The correct type of coverage provided by Commercial Crime Coverage Form L pertains specifically to losses from robbery and safe burglary of money and securities. This form is designed to protect businesses against various types of criminal activity involving their assets, particularly focusing on incidents where money and securities are involved. The coverage typically includes protection against theft not only from the premises but also while in transit.

In a commercial setting, having coverage against robbery and safe burglary is crucial, as it helps mitigate the financial risks associated with criminal acts. This is particularly relevant for businesses that handle significant amounts of cash or valuable securities regularly.

To further clarify, other forms of coverage mentioned do not align with the specific protections offered by Form L. Loss of rental income generally falls under business interruption insurance rather than crime coverage. Similarly, the property of guests and property damage due to fire are covered under different insurance policies such as general liability or property insurance, not under crime coverage. Therefore, the focus of Form L is distinctly on safeguarding against crime-related losses involving money and securities.