Which type of coverage would protect against losses while transporting goods for a client?

Motor carrier coverage is specifically designed to protect businesses that transport goods for clients. This type of insurance is essential for carriers, as it provides financial protection in case of losses or damages that occur during the transportation of goods. It covers various risks associated with hauling freight, including physical damages to the transported goods, liability for damages caused to third parties, and the cost of legal defense in case of claims related to the transportation activities.

General liability coverage may provide some level of protection for businesses in a broad sense, but it does not specifically address the unique risks associated with transporting goods. Personal auto policies are meant for personal vehicles and do not cover commercial transportation or the specific liabilities involved in hauling goods. Bodily injury coverage primarily focuses on injuries to individuals as a result of accidents and would not cover losses related to the cargo being transported.

In summary, motor carrier coverage is tailored to the needs of businesses involved in the transportation of goods, making it the appropriate choice for protecting against losses during transit.